Meals planning when you first start working
I spend most of my income on food so I tried to save money by cooking meals as often as I can. Every month, I tell myself I will spend only $5 on each meal but the few food choices that fit my budget are so limited that it makes it hard to stick to my budget. $5 for a meal is perfectly feasible if I cook but, who has the time? As each month passed by, I came to realize that more and more factors stood in the way of my financial goals. It’s hard to reject meeting up with friends after work. It’s hard to tell yourself not to go to that one-time Hanabi Festival at SingPost Centre. And it’s hard to say no to colleagues for dinner after work. I end up having to starve myself towards the end of the month to keep to my budget. There will always be social pressures or lifestyle habits that tempt you spend more than you need to. I’ve learnt that being disciplined means knowing the difference between what is necessary, what is not, and how to control yourself. So, I tried an unconventiona...